Your Essential Guide to Navigating Workers’ Compensation Insurance in North Carolina
In the evolving business operations landscape, safeguarding your enterprise and employees is crucial. Among the myriad insurance policies available, Workers’ Compensation Insurance stands out as a mandatory requisite for businesses in North Carolina employing three or more individuals. This insurance is a safety net for employees, providing necessary benefits if they incur injuries or fall […]
Client Spotlight Feature: Terrell Camping Center – A Legacy of Adventure and Commitment
From cars to furniture and then to campers, the story of Terrell Camping Center is one of evolution, resilience, and an enduring commitment to serving the community. Established in 1953, Terrell Motor Co. began as an endeavor into the automobile world by Milton and Mary Lineberger. But as the saying goes, change is the only […]
The Importance of Adapting Your Insurance to Your Business Growth
Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most […]
How to Ensure Your Home is Prepared to Weather Any Storm
Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean […]
The Distinction Between Professional Liability and General Liability for Consultants
In the dynamic world of consulting, understanding insurance nuances is imperative. Let’s decode the difference between Professional Liability and General Liability insurance and explore why it’s paramount when working with clients. Professional Liability Insurance (Errors and Omissions Insurance) Professional liability insurance comes into play when you’re blamed for professional mistakes. Consider it a safety net […]
Don’t Go Fund Something That Can Be Prevented, Be Proactive: Life Insurance Awareness Month
September heralds the start of Life Insurance Awareness Month—a timely reminder of the unexpected twists life can bring. For many, insurance may seem daunting, especially if you’re starting a family, buying a home, or experiencing other life milestones for the first time. However, imagine having to ask for money because a loved one passed away […]
The Importance of Regularly Reviewing Your Insurance Policy: A Personal Experience
Every so often, a personal experience reshapes our perspective and reinforces the principles we stand by. Recently, I had one such revelation concerning my insurance policy. Let me share that with you, emphasizing the importance of frequently reviewing our insurance contracts. Understanding the Nature of Insurance At its core, insurance is a binding contract. It […]
5 Labor Day Lessons on Securing Your Business
The long Labor Day weekend is a time for backyard barbeques and celebrating the holiday with family and friends. It is also an excellent time to review your coverage and ensure you have the following five main types of insurance to help protect your business. Business Owner’s Policy (BOP) Business Owner’s Policies (BOPs) are among […]
The Benefits of Umbrella Insurance
Accidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides […]
4 Fire Prevention Tips for Your Business
Reducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Those fires caused 1,025 injuries and almost $3.7 billion in damages. The Unseen […]
