When Katie reached out for a home and auto quote, she expected a spreadsheet. Maybe some numbers. Probably a few emails back and forth. What she didn’t expect? A conversation about how much liability protection she might need. A discussion about her home’s replacement value. A recommendation that protected her future, not just her premiums.
Behind the Quote: What Makes Our Process Different
A lot of agencies will just run your info through a few systems, pick the cheapest options, and hit send. At Connor Insurance, we try and do it differently. Here’s what actually happens after you say, “I’d like a quote.”
Step 1: We Collect Context
The more details you can give us—your current pricing, coverage limits, deductible preferences—the better we can serve you. Without that context, we’re flying blind. We don’t want to waste your time with irrelevant options.
Step 2: We Strategize Internally
We talk as a team. Who’s the best fit for this household? What carriers align with their goals? Are there red flags we can identify early? It’s not usually just one person making the call—we collaborate to try and get the best-fit solutions.
Step 3: We Test the Market
We enter your information and monitor:
– What carriers are pulling
– What reports they’re running
– How pricing is trending
If we already know your current pricing, we can rule out poor options immediately.
Step 4: We Underwrite, Quote & Fine-Tune
This is where we:
– Quote actual coverage—not just price
– Try to align limits with your real risk
– Adjust valuations and deductibles based on what matters to you
Step 5: We Review Together
Then we bring you our best options.
Then we can talk about:
– Liability limits (based on your lifestyle and assets)
– Deductible comfort levels
– Underwriting questions that could lead to a better rating
– Long-term strategy, not just short-term savings
You get to make confident decisions, not rushed ones.
You May Never See the Work—But You’ll Feel the Results
We’re not just quoting insurance. We’re trying to craft protection. Let us know when you’re ready. We’ll do the heavy lifting, so you don’t have to.