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Connor Insurance Agency is committed to providing you the best possible coverage with the resources available. We want to earn your business by reviewing your coverage and helping you receive more for less. When you call, you will receive the personal attention that you want. We’ll do our best to get you to the right person as quickly as possible.
Home > Insurance Services > Business Insurance > Employment Practices Liability Insurance (EPLI)
Employment practices liability Insurance (EPLI) covers employers against claims made by employees for employment-related issues. Typically, large corporations have abundant EPLI coverage in place to protect against the financial risks of employment lawsuits. However, small and new businesses are generally the most vulnerable to employment claims because they may lack a legal department or detailed policies and procedures to guide hiring, firing, and disciplining employees.
Employment-related claims are based on different types of allegations, including:
EPLI coverage is typically written on a claims-made basis, which means that the incident that resulted in an employment-related claim must have occurred within the coverage period. An employer could be vulnerable if coverage is dropped or no tail coverage (extended for a longer period) was put in place, as employment claims can arise months or even years after the date of the alleged incident.
The cost of EPLI coverage for your business will depend on several factors, including:
Depending on your company size, EPLI can be an endorsement to a business owner’s policy (BOP) or a general liability policy, or it can be written as a stand-alone policy along with a BOP. One of our knowledgeable agents at Connor Insurance Agency in Sherrills Ford, North Carolina, can help you obtain the right EPLI coverage for your company.
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