Your Essential Guide to Navigating Workers’ Compensation Insurance in North Carolina
In the evolving business operations landscape, safeguarding your enterprise and employees is crucial. Among the myriad insurance policies available, Workers’ Compensation Insurance stands out as a mandatory requisite for businesses in North Carolina employing three or more individuals. This insurance is a safety net for employees, providing necessary benefits if they incur injuries or fall […]
Client Spotlight Feature: Terrell Camping Center – A Legacy of Adventure and Commitment
From cars to furniture and then to campers, the story of Terrell Camping Center is one of evolution, resilience, and an enduring commitment to serving the community. Established in 1953, Terrell Motor Co. began as an endeavor into the automobile world by Milton and Mary Lineberger. But as the saying goes, change is the only […]
Getting the Best Value for Your Auto Insurance Needs
Your Window to Savings You may be eligible for valuable discounts on your auto policy. We want to make sure you’re getting the best value for your dollar based on the coverage you and your family need, but we need to hear from you to do so. Are you driving less? Or are you adding […]
The Importance of Adapting Your Insurance to Your Business Growth
Watching your business prosper and grow can make all your hard work seem worthwhile. As you enjoy your success, it is important to be aware that as your business grows, risk management considerations increase accordingly. You may need to revise your business insurance because of expansion or any of various other factors. How Do Most […]
How to Ensure Your Home is Prepared to Weather Any Storm
Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against interior damage. Clear and clean […]
The Distinction Between Professional Liability and General Liability for Consultants
In the dynamic world of consulting, understanding insurance nuances is imperative. Let’s decode the difference between Professional Liability and General Liability insurance and explore why it’s paramount when working with clients. Professional Liability Insurance (Errors and Omissions Insurance) Professional liability insurance comes into play when you’re blamed for professional mistakes. Consider it a safety net […]
Life Insurance: A Family Conversation on Financial Security
You care enough about your family to protect their financial security with life insurance. But, as crucial as that coverage is, it’s equally important to make sure your loved ones know what your insurance does for your family and how it works — well in advance of the day it matters most. Everyone should grasp […]
Don’t Go Fund Something That Can Be Prevented, Be Proactive: Life Insurance Awareness Month
September heralds the start of Life Insurance Awareness Month—a timely reminder of the unexpected twists life can bring. For many, insurance may seem daunting, especially if you’re starting a family, buying a home, or experiencing other life milestones for the first time. However, imagine having to ask for money because a loved one passed away […]
Cyber Insurance: Protecting Small Businesses from Social Engineering Fraud
October is Cyber Security Awareness Month, so now is the perfect time to examine and refine your business’s cyber security precautions, things like password policies and employee training. It’s also the perfect time to make sure you have a cyber insurance policy. If you operate a small or midsize business (SMB), this domain of criminal […]
The Importance of Regularly Reviewing Your Insurance Policy: A Personal Experience
Every so often, a personal experience reshapes our perspective and reinforces the principles we stand by. Recently, I had one such revelation concerning my insurance policy. Let me share that with you, emphasizing the importance of frequently reviewing our insurance contracts. Understanding the Nature of Insurance At its core, insurance is a binding contract. It […]